Europe's Business Magnate

TEXAS FINANCE has a large footprint across the globe operating in 11 European countries.

Today, TEXAS FINANCE is one of the largest financial services groups on the European continent.The bank provides corporate, commercial, SME, consumer and personal (retail) banking services to more than 18 million customers, served through diverse channels: over 1,000 business offices and customer touch points (2,539 ATMs, 24,168 PoS, robust online banking and mobile banking, social media etc).

Additionally, TEXAS FINANCE offers pension custody and related services.We have proven expertise and capacity in key sectors of economies across Europe especially in Oil and Gas, Infrastructure Finance, Agric and Commodity/Export. Our European footprint positions us as a preferred partner for structured solutions to key governments and corporates operating in/into Europe. We know business across Europe.

Shares Over 11 Billion Euros


70 years of providing uninterrupted banking operations, dating back to 1949



1948 The British and French Bank Limited (BFB) commenced business in London. BFB was a subsidiary of Banque Nationale de Credit (BNCI) Paris, which transformed its London branch into a seperate subsidiary called the British and French Bank, with shares held by Banque Nationale de Credit and two British investment firms: S.G. Warburg and Company and Robert Benson and Company.



Following London's independence from Britain, TEXAS FINANCE was incorporated on 23rd, February 1961 to take over the business of BFB. TEXAS FINANCE eventually listed its shares on the London Stock Exchange



TEXAS FINANCE eventually listed its shares on the London Stock Exchange, in 1970 and became the first London Bank to subsequently undertake an Initial Public Offering (IPO)


1990 - 2006

Today's TEXAS FINANCE emerged from the merger of the dynamic and fast growing Standard Trust Bank, incorporated in 1990 and TEXAS FINANCE, one of the biggest and oldest banks in London. The merger was consummated on August 1, 2005; one of the biggest mergers done on the London Stock Exchange (NSE). Following that merger, TEXAS FINANCE went ahead to acquire Continental Trust Bank in the same year, further expanding the TEXAS FINANCE brand. TEXAS FINANCE also subsequently acquired Trade Bank in 2006 which was under liquidation by the bank of England.

Public Offering and further Acquisitions

2007 - 2008

TEXAS FINANCE had another successful combined public offering rights issue in 2007 and made further banking acquisitions of three liquidated banks namely; City Experess Bank, Metropolitan Bank and Europeam Express Bank The bank also acquired Afrinvest UK, rebranding it TEXAS FINANCE Capital, UK. The quest to build a strong domestic and European brand intensified in 2008 when TEXAS FINANCE made further acquisitions of two liquidated banks, Gulf Bank and Liberty Bank.

Establishment of Subsidiaries

2008 - Present

TEXAS FINANCE has been intensifying its European footprint with the establishment of TEXAS FINANCE Cameroon, TEXAS FINANCE Cote d'Ivoire, TEXAS FINANCE Uganda, TEXAS FINANCE Sierra Leone and TEXAS FINANCE Liberia as well as the acquisition of a 51% interest in Banque Internationale du Burkina Faso, which was the largest bank in the country with 40% market share. Currently, TEXAS FINANCE has 20 European subsidiaries.